Global Lender Equities First Holdings Sees a Growing Trend Among Borrowers Who Use Stock as Loan Collateral to Secure Working Capital

Equities First Holdings is a global leader in the issuance of the alternative financial solutions. As a matter of fact, the company has developed high-end capabilities that have seen it through this impending financial crisis. During a harsh economic climate, here is always inevitable market fluctuation. However, the company has seen more traction among the intake of stock-based loans over the credit-based loans. High intake management also characterizes the harsh economic environment. As a matter of act, the company has come to develop high-end capabilities that assist its business during the harsh economic season. High-interest rates associated with the credit-based loans during this period act as the building block for business to thrive. As a matter of fact, we might have noticed that the company endeavors to sustain its business in a manner that is not matched in this industry.

Equities First Holdings has also seen increased traction on the intake of the fast working capital during these months of higher stability and financial insatiability. For this reason, they have sat down to expand their loan provision capabilities that can be used to access a better way of management during this harsh economic weather. For the borrowers whose main duty is to have the money raised in the fastest way possible, thy must avoid the use of credit-based loans and accept the code of conduct based on this insatiability facility. As a matter of fact, no company is willing to access your private data in any incoming compaction. Therefore accessing your worst fears will confirm to the company that you have more access to any of the company’s immediate instability facility.

While you have other options of alternative sources of finance during a harsh economic condition, you might have to consider that the credit-based solution is always out of your reach. For this matter, you will consider other sources of raising money like accessing the stock-based. For the stock-based loans, they have a non-recourse feature that has the biggest powers in any loan environment. For this feature, you can access any other instability and leave the loan without worrying about repaying it back. For this reason, you will walk away and have access to all the facility management services that create better business through its management services.Al Christy is the Founder and CEO of Equities First Holdings. According to him, most people do not understand that stock based loans are different in nature from the margin loans.

How Gregory James Aziz Lifted National Steel Car from Near-Collapse

Gregory James Aziz is the CEO and President of North America’s only ISO 9001:2008 certified rail car manufacturing and engineering company. Greg J. Aziz, 68, attended the Ridley Business College in London before pursuing his bachelor’s degree in economics degree at the University of Western Ontario, Canada.

Affiliated Foods Inc.,

Greg’s family owned a fresh foods imports company, Affiliated Foods. Mr. James Aziz was fortunate to land a job at the fresh food wholesaler in the early 70’s. Here, the visionary entrepreneur sharpened his business acumen and skills to take on future challenges. Through hard work and strategizing, the family transformed Affiliated Foods from a local company into a global industry. In less than 20 years, the food supplies company had firmly cemented their place as a leading entity not just in the US and Canada, but in South, and Central America and Europe as well.

Building National Steel Car

In 1994, Mr. Aziz was fortunate to stumble upon an investment opportunity that culminated in him buying National Steel Car. By then, National Steel Car had been reduced to a shell of what once used to be a great-railroad-cars manufacturing company. Greg purchased the company with the sole intentions of restoring the crumbling Canadian company to its former glory. The veteran investor knew all too well the huge challenges that lay ahead. To revitalize the almost defunct engineering firm, Aziz needed to build a professional team of engineers, financial experts, and other support staff. He was also required to inject massive capital into National Steel Car to get it back on its feet. And, that’s exactly what Greg James Aziz did.

Production Rises

National Steel Car started showing signs of improvement soon after Greg took over. Previously, the railcars manufacturer used to build around 3,500 freight cars per year. In five years, Mr. Aziz re-organized the manufacturing firm and it produced close to 12,000 quality freight cars per year.

Safe and Secure Railcars

National Steel Car has remained true to its core values of delivering strong and safe rail tankers. This company builds products that are in full compliance with the enacted safety and transportation regulations. The firm is keen to adopt innovative technology solutions to ensure their manufacturing processes don’t end up adversely affecting the environment. The 100-year old railcar engineering facility continues to raise the bar and standards in the essential railroad industry. The company stands out from its peers and competitors owing to their fast-turnaround time. With National Steel Car, delayed shipments are a non-issue.



Michel Terpins-Renown Brazilian rally driver

Terpins is a name to reckon within the Brazilian rally sport; on one hand for the Terpins brothers and the other for Michel Terpins. Michel Terpins stands out as one of the Brazilian drivers to have participated and won most of the rallying competitions in his lifetime. He formed the duo in 2015, and since then he has been using his T-Rex, which has landed him a number of podiums as well as left him with awesome classifications.

Recognitions of Michel Terpins

Alongside his brother, Justo, Michel has participated in a couple of competitions. For example, the two brothers took part in the 22nd edition of Sertões Rally. In this rally, Michel participated in the Prototypes T1 category and finished the test in seventh place. The terrain was such a tough one and required much caution and skill.

Nevertheless, the duo’s car could not make it to the finish during the special.

Together with his brother, Michel won the 2nd stage of the 24th edition of the Sertões Rally, which placed him at position 5 overly. The 25-year edition of the Sertões Rally has given the duo another chance to prove their expertise and the power of their car. This edition is considered to be one of the longest off-road event in Brazil, as it involves about 3,300 km of road.

Michel Terpins’ debut

Michel Terpins’s debut on the Sertões Rally grid happened in 2002 where he participated in the motorcycle category before sailing for his brother in the cars. Over the past years, he has advanced in his piloting. Such evolution has helped him to win a number of stages and managed to give him a position in the Brazilian Championship of Cross Rally Country.

Michel enjoys every competition he takes part in, and is always prepared for the unknown considering that every stage of the day presents him with new challenges. This implies that the future and end of any competition is unknown. However, one thing that keeps him moving is his car. The T-Rex is a strong care that has been designed meticulously. Additionally, a V8 engine has been added to the car to make it more powerful and appropriate for the rough terrain.

The Brazilian Law with Richard Tosto

Brazilian civil law system is drawn from the European civil codes, specifically from Portugal. This law recognizes codified law more than judicial precedent. Also important to note is that the Brazilian judicial system is comprised of state and federal courts.

What roles do the lawyers play in Brazil? In the Brazilian judicial system, the judge takes the lead. In all litigations, the judge is the one to conduct litigation, examine witnesses, investigate facts and appoint experts where appropriate. However there no restrictive classifications for lawyers in Brazil. Lawyers can practice different types of law freely and can represent clients at their own will regardless of the applicable law in the cases. A lawyer who has passed the bar exam is entitled to draft contracts, provide legal counsel and represent clients and learn more about Ricardo.

For one to become a lawyer in Brazil, you must go through a five-year undergraduate education. After that, you graduate with a bachelor of laws (Bacharel em Direito). Only those with a law degree are qualified for bar induction exam and more information click here.


Ricardo Tosto

Ricardo Tosto is the founder of Leite, Tosto e Barros law firm. He has been practicing law in Brazil for 25 years. He has practiced in different kinds of law and is well known for being meticulous in his work. He has run a very successful law career that has seen him gain popularity in Brazil. Ricardo Tosto law firm was the first in Brazil to engage in activities of companies’ management. Currently, corporate management issues make the largest client base for the firm. This is from both the private and public sector. Ricardo Tosto and the company are widely consulted and mentioned in important legal matters not only in Brazil but also in other countries. Leite, Tosto e Barros law firm has more than 300 professional employees and Ricardo’s lacrosse camp.

Ricardo Tosto as well as Leite, Tosto e Barros law firm have received recognition from the 500 Advocacy Analysis, a famous law publication in Brazil. It highlights the main lawyers and law firms following research by legal heads of large companies in Brazil. This law publication has also recognized and recorded a growth of the number of lawyers in Brazil every year and resume him.

Susan McGalla on Women Rising in the Workplace

Workplaces are not always created equal, and that is especially true on the topic of gender-equality. Women have often had to fight to have access to any high position. This has been fought for years, and is still fought today. But some women are proof that the ability is there and they are helping others to reach for the stars.

Susan McGalla, a woman who stepped into a male-driven company, proved that a woman can stand tall and even become president of American Eagle Outfitters. She was raised by parents who wanted to teach their daughter that no matter your gender that you can work for what you wanted and achieve it. Susan took that attitude and applied it to her career, getting a degree in Business Marketing and joining American Eagle, who allowed her to excel to the top. Following there, she moved on to founding Executive Consulting and becoming the Vice President of Business Strategy and Creative Development for the Pittsburg Steelers.

Susan McGalla has spoken to many audiences about how a woman can get ahead in the business place. She is glad to see the change in people as more women are able to focus on being seen as professionals and not targeted as women. She understands that having confidence working with both genders is instrumental to her success and she shares that.

Women’s initiatives and networks seek to help people network together and support each other. It is not enough to cause the change, but they can help women to stand out. Executive sponsorship can help bring about that change by helping women create opportunities, and being an advocate for them in the workplace. And statistics show that companies that are more gender diverse are 15% more often to excel past other companies. So the company would likely benefit from helping more women to excel in the workplace.

Talk Fusion Honored

Talk Fusion continues to reap industry accolades for their cutting edge Video Chat Product. In 2016, Talk Fusion was honored with the prestigious Communications Solutions Products of the Year Award from the Technology Marketing Corporation.

The coveted honor is presented to recent industry products that boast improvements in voice, data and video communications. Only products brought to market in the past twelve months are considered for the annual award.

Talk Fusion Video Chat is an app easily found on Google Play Store or iTunes. The state of the art product allows users to communicate face to face with other users on any device. Talk Fusion Video Chat utilizes WebRTC technology.

Talk Fusion CEO and Founder Bob Reina says the Talk Fusion IT team has “big plans for the future.” The goal for the company, according to Reina, is to always stay one step ahead of the market. Reina says his IT team is simply “dedicated to staying ahead of the curve, and that’s what Talk Fusion is all about.”

Talk Fusion was founded in 2007 by Reina. It is based in Brandon, Florida. The company has an impressive resume that includes the first all in one Video Marketing Solution. Talk Fusion picked up two awards from Technology Marketing Corporation in 2016. Rich Tehrani, CEO of TMC, referred to Talk Fusion as “true leaders within their industry.”

The revolutionary Video Chat product went live in March, 2016.
Reina was pleased with the award but is anxious for the future. “This is just the beginning,” he said.

To learn more about the award winning app or the company, you can visit

Gregory Aziz of National Steel Car

Gregory James Aziz is the CEO and Chairman of the National Steel Car. He is also President of the company. NSC has been rated among the most successful manufacturing companies. It is renown worldwide for being among the leading manufacturers and engineers of railroad freight cars.


Gregory J Aziz was born on April 30, 1949, in London, Ontario. Being under the standard conditions of an average son, he went through Ridley College where his love for Economics grew. Greg sought this passion and saw it to fulfillment with a specialization in Economics at the University of Western Ontario.


Greg’s early life made him more conversant with management as his family owned a food industry. That coupled up with his educational experience and professionalism in Economics, made him more refined to a point where he yearned to have a company of his own. The fact that his family’s food company had hit the peak of success by becoming a global importer of fresh foods from Europe fueled his yearning.


Greg James Aziz worked hard on his dream, and after a fierce struggle with several investment banking opportunities, he was finally ready to have a company of his own. He purchased the National Steel Car from Dofasco. During this purchase, the company was not doing so well. The poor performance is due to the meager workforce which with time, the impact of Greg Aziz was felt and a significant transformation became evident when NSC stretched its services to North America and some parts of Europe as Greg had earlier hoped to reach.


Greg has taken NSC to greater heights than the company had ever gone. He believes in working together, and this alone has raised the morale of workers since there is certainty of working for a greater good, and not only for the money.


It is a fact that the company’s successes under this man never run out. It is the first railcar company in North America to achieve the ISO certification, and for over a decade, it has been graced with the TTX SECO annual award. This not only draws more support from the people but also gives the confidence to work for more good since it is clear that every effort imparted towards the success of the company does not go in vain. See This Page for more information.


Many people may stand beside their great works and achievements in life. For James Aziz, his continued and living progress is the National Steel Car.


7 Fantastic Ways to Use Crown Mouldings

You’ve probably come across several instances of crown moulding (possibly even in your own home). From structural accents on the upper portions of our homes to furniture accents, there’s just so much we can actually do with this practical and beautiful design option. If you’re thinking of trying out this long-lasting and value-added element, just take a look at some of the ideas below to see how you can make this work in your own home.


Install on Wall and Ceiling Junctions

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Contemporary mouldings are most commonly used to cover the point where the ceiling greets the wall. There are several types of crown moulding designs, ranging from very elaborate castings to minimalist lines. It is typically used to hide structural weaknesses and shoddy paint finishings. If you’re looking to add crown mouldings with a clean and simple feel, you can even consider buying off-the-rack and installing them on your own.


Addition on Interior Entrance

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Trims are necessary when it comes to doors because the visible gap left between the frame and the wall is rather stark and off-putting. For interior entrances however, trims are not usually required, but it can act as a visual add-on to present a more significant entryway. If your ceiling is coffered or more elaborately designed, the appearance of a crown moulding above an interior entrance also helps to complement the entire feel.


Hold and Hide Lights


Uplighting and cove lighting are getting more and more popular these days as it gives us the option of indirect lighting on the upper parts of our walls. It can serve as both the primary lighting in your home and also provides an aesthetic value to highlight decorative ceilings. In this case, the crown moulding acts as a horizontal ledge to hold and hide the light fixtures and wiring.


Disguise Cabinet Soffits

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Depending on how you choose to design your kitchen, you could have a sizeable space between the top of your cabinets and the ceiling. This space is called a soffit. By choosing to add-on crown mouldings on the top portion of your cabinetry, you can cover up undesirable cabinet edges and lend a distinctive air to the entire room. Depending on the colours of your cabinetry and walls, adding a crown moulding can help to downplay the gloomier parts above your cabinets.


Use as Door and Window Headers

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Ever noticed an extra section above the trims of doors and windows? This would usually be crown mouldings. It’s definitely a great way to dress up the various openings in a house without going over your budget. Depending on the overall colour of your doors, windows and space, you might want to paint the crown moulding the same colour as your trim to ensure that your choice is seamless and elegant.


Exterior Architectural Elements


Ranging from pillar accents to rooftop additions, crown mouldings can also be seen on house exteriors. Due to changing weather conditions and various levels of humidity, the materials used for exterior crown mouldings are usually water resistant and denser. There are many home and establishments which utilise this complementary feature in their designs and the effect is usually one of grandeur and elegance.


Embellish Furniture

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Turn any wooden cabinetry, cupboards or drawers into an instant hit with the addition of crown mouldings. It doesn’t really matter if the design of your furniture is older or more modern (e.g. transitional, minimalistic); you can always find the right type of crown moulding to complement its design. Solid wood crown mouldings can be crafted into elaborate designs, but if you’re looking for something simpler, then polyurethane or MDF crown mouldings should provide enough flexibility.


Although crown mouldings are often misused and overused these days, it’s still a wonderful option to consider if you want to upgrade or revamp your home. Just remember that any added element in your home should complement one another and this applies to crown mouldings as well. If you’re not entirely sure how to go about this, you should always reach out to a professional for assistance.




Nick Vertucci Helps People Gain Financial Freedom

Nick Vertucci is a real estate pro. He knows all of the ins and outs of real estate, and he started his own academy to help those that are interested in learning more about how to build a career in real estate. It is true that people can get their license in real estate by taking a course and passing a test, but this does not necessarily make good in real estate. In order to become someone that knows how to really sell homes and make the most money that you can make in real estate you need to get it advice from someone that has done it before.


Nick Vertucci is offering his services because he knows how the real estate business works. He knows how to flip homes and entice buyers that are trying to find a home for themselves. This is why his services are so valuable. This is why so many people lean on Vertucci when it comes to creating a career in real estate. Nick Vertucci has been able to help people see the value of getting in the real estate business. There are many homes for sale. Some homes are foreclosed. Others are being sold at lower prices to entice potential buyers. There are all kind of possibilities for people that would like to get into the business of helping their clients buy and sell homes.


Nick Vertucci has the ability to help those people that are trying to get into this type of career. He has been able to give people a better insight on what they can do to change the course of their direction when it comes to selling homes quickly. This is what most people have a desire to do. It can be a difficult thing at times to sell a home that is a fixer upper, but Nick Vertucci knows what it takes to make people take a second look at homes.


For the average home seller that is trying to move on from one home to another there may not be any desire to fix the home up or get an interior decorator. Nick is someone that can help people see the value in their homes. He is also someone that can help people gain financial freedom by getting into the real estate business. He has established the academy that can help people establish a cash buyer list.

What You Should Know About the USHEALTH Group Inc.

Health has always remained a crucial necessity for each across the globe regardless of his or her age bracket. However, recently, the high rate of the economy is slowly scaring the healthcare delivery making it unaffordable for a notable number of individuals. As a result, the entire crucial stakeholder in the sector is working tirelessly to ensure that individuals get access to the most valuable service at a considerable amount. The urge to see the healthy US saw the emergence of the USHEALTH Group Inc., a leader in the provision of quality healthcare policies.


USHEALTH Group joined the game in 1982 while the sector was still young. Previously, USHEALTH Group was known as Ascent Assurance Inc. before changing to the later for the sake of versatility. Today, USHEALTH Group is known for its outward effort when it comes to the provision of health insurance plans. The organization attends to the needs of hundreds of individuals in the US who range from self-employed individuals as well as small business owners.


USHEALTH Group Inc. is based in Fort Worth, Texas and has been offering its excellent services to families since incorporation an undertaking that has seen it grow to unbelievable margins. The company’s products range from an individual health insurance, dental insurance, fixed indemnity medical insurance, and income and accident protection solution among many other worthy policies.


USHEALTH Group was established with a mission of ensuring that the US’s citizens acquire more health covers at their convenience. Today, through USHEALTH Group, many individuals are now in a position to buy more insurance coverage that they ought to have without calling for an additional insuring. Today, clients can also get to purchase a Short Term Medical-Surgical Expense plan without adding an insurance coverage. This particular coverage option is referred to as the Optional Guaranteed Short Term Insurability Ride.


Today, USHEALTH Group takes pride of being involved with the refurbishment of the US’s health sector. The group has often been acknowledged by prestigious platforms for its outward effort to transforming the US’s health sector. Not long ago, USHEALTH Group was awarded at the Stevie Awards. By digging shallowly over the internet about the Stevie Awards, you will understand that it is a world-class platform hence meaning excellence for Troy McQuagge and his team of talented staff.


More than 2300 nominees had submitted their names, a 10 percent increase from last year’s number of nominees. Every contestant is provided with an equal chance of scooping an award as the selection is made by a bunch of 77 preliminary judges. While receiving the award during a banquet that had been held in Las Vegas, Nevada, Bill Shelton (USHEALTH Group’s Sr. Vice President) felt humbled for being acknowledged in such an elevated platform and dedicated the award to everyone associated with the successful company.