Category Archives: Business Leaders

Equities First Holdings Provides Non-Recourse Stock-Based Loans

It is said that there is no problem without its solution. The task before victim is to find out where the solution lies. Business risks as well have their solutions if we are ready to search them out. The heavy risks that accompany conventional bank loans have done more than enough havoc on lives and businesses. Many people ended up forfeiting their precious personal properties because they could not meet up with the financial obligations associated with these loans.

The huge interest rates for conventional loans remain the root cause. How do you explain paying interest which when summed up for the entire period (often 3 years) of the loan far exceeds the exact amount borrowed at the outset. Many borrowers end up defaulting in paying back as a result. You would not blame them. How on earth would they have coped having to pay staff and cover other expenses as well as the outrageous interest? The few that happen to observe their financial obligation deserve commendation, but we all know defaulter would not go scout free. The businesses of some these defaulters may fold up completely as a result. That is not all. Their personal savings and belongings may be used to offset the loans and accumulated interest. The damage it will do to their reputation may be too enormous to be quantified in monetary terms. This is where the non-recourse feature of stock-based loans gains relevance.

Only those who have had one or two experiences of what defaulting in paying back conventional loans look like will better appreciate the good work Equities First Holdings is doing through its stock-based loans. Simply put, with stock-based loans, defaulters can walk away without any financial obligation except the stocks used as collateral. In other words, borrowers only forfeit the stocks used as collateral if they default in paying back.

The non-recourse feature of stock-based loans makes business persons go about their activities without the fear of forfeiting all they have spent their whole lives to amass should they default in paying back a particular loan deal and more information click here.

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Tammy Mazzocco Has Excellent Success With Real Estate Sales

Tammy Mazzocco is a successful real estate agent in Central Ohio selling residential real estate. The market was good in 2016, as people had jobs and there was ample money for down payments. However, in November a housing shortage occurred, and there was still enough money in the economy, but things slowed down a bit as people waited in line to buy houses.

Tammy did not have a bad year in 2016 as she plans for such events to occur and gears her activities accordingly. Tammy does innovative things like leaving jars of cookies and snacks in teachers lounges and firehouses and offers to come back and keep them filled. Visit her aboutme page for more details.

She also is meticulous about follow up on people she has met, spoken to or has shown properties. She uses a software product called “Follow Up Boss” to keep in touch with people. She finds this applies particularly to her style, but staying in touch is very important.

Tammy puts in a full day, starting in the morning with paperwork and emails. She likes to get rid of those sort of details as soon as possible so she can get out of the office to show homes to people. She knows that getting people into the homes of their dreams is where the rubber meets the road in the real estate business, so that is what she focuses on. See more:

It might seem hard to believe that Tammy was very shy when she first started in real estate, especially when it came to asking potential customers about their finances. But there are certain financial questions that must be asked of real estate buyers. A knowledgeable co-worker suggested to Tammy that she just come right out and ask questions initially, and then the person will be forced to be forthcoming, or they are not a prospect. Tammy tried it, and it worked.

She is not afraid now of trying new things, after brainstorming and work things through. She pretty well has her pattern now, of how she works and she knows if she sticks with it things work out very well.

Tammy makes it a priority to focus on the needs of the client in such a way that they know that she has their best interest at heart. She has to forget about any pressing issues she might have to concentrate on the client. Clients know whether or not she is sincere, and if they believe your sincerity, they will do business with you.

Check out her facebook page and follow her twitter account.

A Look At How Patty Rocklage Has Helped A Lot Of People In Massachusetts

Patty Rocklage is a Marriage and Family Therapist who lives in Sudbury, Massachusetts. She has helped many families, couple, and individuals who are struggling through rough times and need a caring person who will listen to them and provide sound advice on how to cope. Rocklage’s patients have commented on how her warm and understanding style of communication has helped them work through the issues that they face and come out stronger in the end. She has been in practice for over 30 years since she graduated in 1981 with a degree in Psychotherapy from the University of Southern California.

In addition to helping people in her psychotherapy practice, Patty Rocklage has also helped people through her philanthropic work. One of the examples of this is when Patty and her husband, Scott, were honored by the Massachusetts Institute of Technology for a generous gift that they gave to the Chemistry Department. Dr. Scott Rocklage had earned a Ph.D. at MIT where he conducted research under the guidance of Richard R. Schrock who eventually earned a Nobel Prize in Chemistry. When Patty and her husband approached by a former head of the Chemistry Department, Sylvia Ceyer, to donate for needed upgrades of the labs the couple didn’t hesitate in opening up their checkbook and making a donation that resulted in both the nanotechnology and nanochemistry labs being completely renovated with the latest in cutting-edge technology. The pair were honored by the whole Chemistry Department and a plaque commemorating their charity was placed just outside of the labs.

Recently, outside of her work, Patty has been heavily involved in renovating the home that she and Scott share. She had identified numerous problems with the house that needed to be addressed by professionals due to their nature. She initially started to hire different contractors but then one day she walked into a local location called Sudbury Kitchen & Bath. There she met Ed Freedlender who could take over the entire project. The couple is very happy with their “new” house which has now been completely renovated from top to bottom.



The Leadership of Innovocare Health – Richard Shinto & Penelope Kokkinides

Innovocare Health is the go-to company when it comes to high-quality health care. The company achieves its objective through its innovative provider network models. Under the leadership of Rick Shinto, the chief executive officer, the firm is transforming the management of healthcare and provides people with Medicaid & Medicare Advantage plans which are among the best services in the healthcare industry. Innovocare has been on the front line as far as creation and implementation of sustainable and cost-friendly health care models are concerned. These models are designed in a manner that allows them to utilize the most effective technologies available. The services of Innovocare Health are availed through a network comprising of more than 7500 providers across the country.

Richard Shinto, who also serves as the company president possesses a unique combination of skills. He has worked as an internist and pulmonologist for a whopping 20 years. He also boasts of 20 years experience working in the operational and clinical managed care. Before joining Innovocare Health, Richard Shinto served as the chief executive officer of Aveta Inc. chief medical officer of California’s NAMM, as well as a chief medical officer and chief operating officer at Medical Pathways

Shinto has also held the position of corporate vice president for three years at med partners. Dr. Shinto studied at The University of California where he graduated with a bachelor of science. He obtained a medical degree from the State University of New York as well as masters of business administration from the University of Redlands. Richard Shinto has written a couple of articles on issues surrounding clinical medicine and healthcare. His career kicked off when he was appointed as an intern pulmonologist in South California.

Penelope Kokkinides is the other important executive at Innovocare Health where she works as the Chief Administrative Officer. Penelope has more than 20 years experience in the healthcare industry specializing in the government programs namely Medicare and Medicaid, as well as the managed care industry. She has profound knowledge in the development of clinical programs and the management of health care operations and processes with a focus on enhancing the efficiency, and appropriate organizational infrastructure. Learn more about Penelope on Bizjournals.

Just like Richard Shinto, Penelope Kokkinides served in various top leaderships before joining Innovocare Health. At Center light Healthcare, she was the executive vice president, and COO tasked with overall management of the firm, and the provision of the strategic direction of the managed care division. She has also worked as the COO of Touchstone Health and the corporate vice president of Americhoie’s (UnitedHealth Group’s unit) Care Management and Disease Management. While in this position, she offered a tremendous contribution to the establishment and implementation of the health model of the company.

Penelope Kokkinides was among the three additions to the leadership of Innovocare Health which was announced on July 28, 2016. The other two are Jonathan Meyers who came in as the chief actuary officer, and Mike Sortino who was appointed the chief accounting officer.

Read more about her interview on Ideamensch

The Exceptional Career Profile of Dr. Scott M. Rocklage in the Healthcare Management Sector

Healthcare is one of the world’s sectors that are growing at a fast rate. Some of the areas within healthcare are expected to expand at rates, which are plainly out of the charts. Health care management is one of the fields that hold the top position in the healthcare industry for its ability to offer job stability and greater earning potential. Scott M. Rocklage is one of the individuals who has set an outstanding record of accomplishments in the arena of healthcare management. His unmatched experience coupled with strategic leadership opportunities have resulted in the licensing of three new drug applications, Cubicin, Omniscan, and Teslascan, by the U.S. FDA. He has also managed to enter six drugs into clinical stages.


Rocklage is a proud alumnus of the prominent University of California and holds an undergrad in chemistry. He earned his Ph.D. in chemistry from the prestigious MIT where he carried out his research in the Richard R. Schrock’s laboratory. Dr. Rocklage is a developer or a co-developer of more than 30 U.S. patents and has over 100 peer-reviewed published research papers.


Rocklage secured a high-status entry into the 5 AM Ventures in the capacity of venture partner in 2003. His commitment, research abilities, and exceptional leadership paid off and, within a year, he ascended to the managing partner position. Dr. Rocklage has served in many prominent firms as a healthcare management executive. For instance, he was the chairperson and chief executive of Cubist Pharmaceuticals, Relypsa’s board chairman, president and managing principal of Nycomed Salutar. He has also served at Catalytica and Salutar.

Dr. Rocklage previously sat on the Board of Governance of Relypsa and Novisa as the chairman. He is the current Board Chair of Kinestral, Epirus, Pulmatrix, Cidara, and Rennovia. He is the former executive director of healthcare firms such as Ilypsa, Semprus, and Milkana.


Dr. Rocklage loves donating toward philanthropic causes that aim at improving life. He donated heavily towards the advancement of scientific research. He recently joined forces with Patty, his wife, to pledge $250,000 to finance the renovations of MIT’s nanotechnology and nanochemistry lab space.

An overview on 5 AM Ventures

5 AM Ventures is a premier venture capital company that specializes on establishing state-of-the-art life science firms with the ability to deliver exceptional revenues to its investors. The company offers unwavering support to companies, which are striving to find long-lasting solutions to pressing healthcare problems through groundbreaking breakthroughs in the fields of medicine and science. Its portfolio companies lead with unique tactics for diagnosing, preventing, and treating an extensive collection of medical conditions. 5 AM’s talented investment professionals boast superior scientific, operational, finance, legal, and medical expertise. The firm’s team utilizes time-tested, practical strategy for company building.

How Stephen Rotella Is Leading The World of Philanthropy

When you think of the name Ford you probably think of large durable pickup trucks that are fortified enough to haul around large equipment in their truck beds and designed to drive through snow and other kind of treacherous terrain. What you probably don’t think of is the word philanthropy and the organization that is known as the Ford Foundation. The Ford Foundation and the Ford Motor Company share a common origin in that they were both begun at the behest of people connected to the the innovative industrialist Henry Ford. In the 1930s Edsel Ford, Henry Ford’s son, commissioned the establishment of the Ford Foundation as an organization that would be concerned with distributing resources devoted to philanthropy, education and the sciences. Today the Ford Foundation, which is located in New York City, is worth more than $12 billion and uses those resources to support issues like internet freedom, equitable development, gender, racial and ethnic justice, civic engagement and youth opportunity and learning. The Ford Foundation is an excellent example of what entities in the private sector can accomplish when they partner with entities that exist to champion social causes and the public good.

While businessmen like Andrew Carnegie (of the Carnegie Foundation) and Henry Ford are no longer with us there are businessmen in contemporary America who are following the examples that both men set in their legacy of using their resources for the public good. One of those men is Stephen Rotella the current Chief Executive Officer at StoneCastle Cash Management, LLC. Rotella has a background in business that includes holding a number of positions in the world of financial services. He has worked at Chase Manhattan Mortgage Corporation where he served as the company’s President. He was also the Chief Executive Officer of Chase Home Finance. The other financial services organizations that Stephen Rotella has worked for include WMI Holdings Corporation and JP Morgan Chase.

These days Rotella is leveraging the business acumen that he has built through spending nearly three decades working in the financial services sector for the non-profit organization LIFT. LIFT is an anti-poverty non-profit that focuses its resources on helping families that are living below the poverty line in the United States. LIFT has offices in Chicago, Los Angeles, Washington, DC and New York City. Rotella has served as the Chairman of LIFT’s national board of directors for nearly two years now. Before holding that position he had volunteered on the board’s development committee. Rotella’s work in philanthropy includes serving on LIFT’s board and the boards of other non-profit organizations like BalletMet Columbus, The Seattle Foundation and ArtsFund. As he deepens his engagement with LIFT it is likely his support will enable LIFT to be even more effective at achieving its goal to help more people leave poverty behind.

Follow Stephen on LinkedIn.


Jeffry Schneider Holds His Own With Investments

Investing is one of the easiest and most popular ways to make money. As a matter of fact, people who take the time to invest as well as work are those who are going to achieve financial independence. However, one of the best ways to succeed is by thinking outside the box. Therefore, it is important for people to look for something that is going to work for them. For one thing, everyone is different. Fortunately, there are companies that focus more on alternative strategies and sources for investments. Ascendant Capital is one of those boutique alternative investment companies. Jeffry Schneider is the Principal Executive of the company.

Among the things that Jeffry Schneider works on with his investment firm is bringing forth some very unique investment strategies that are very effective for the company. As a result, people will actually be able maximize their profits. Their strategies at Ascendant Capital are very effective. They know how to make sure that they are getting a ton of profits. At the same time, they also know when to let go of a losing investment. These are some of the most important strategies in order to win the investment game.

One of the aspects to an investor’s success is his commitment. If the investor is very committed, then he is more likely to succeed. Meanwhile, an investor who is just very casual about his approach is likely to achieve limited success at best. Jeffry Schneider’s company shows a lot of commitment to their approach to investing. As a result, they have found the success that they need in order to move it to other goals. Ascendant Capital is one of the most trusted companies when it comes to money management.

One of the objectives of Ascendant is to influence and even change the way people view alternatives to investments. For one thing, a lot of people are going to find success beyond their dreams if they take the time to keep an eye open for better opportunities. While it is good to commit to one strategy and source of making money, there are other strategies that could turn out to be better for the individual.

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USHEALTH’s Troy McQuagge Is Announced As The CEO Of The Year

Troy McQuagge was named as the Gold Winner in the One Planet Business and Professional Excellence Awards for the year 2016. Troy won the CEO of the Year Award. The awards incorporated all industries. Companies from any country around the world are eligible to participate. These firms can be public/private, profit/non-profit, large/small, and start-ups. McQuagge is USHEALTH Company’s chief executive officer.

The executive leader has been at the helm of USHEALTH for the last seven years. Since joining the firm in 2010, he has been involved in various activities aimed at turning the company around. Troy has been rebuilding USHEALTH Advisors, the company’s captive distribution agency.

The award is proof that his efforts at the firm have been critical in transforming its operations and service offing. Over the years, USHEALTH has been able to grow and improve its profitability margins. This growth has seen the company growing its share of the individual health insurance market, a very competitive industry. In 2014, the efforts of McQuagge also saw the USHEALTH Group appointing him the president and CEO of the company.

Speaking after receiving the award, the USHEALTH Advisors CEO said he was honored to receive the prize, and that it was a sign of recognition by both peers and the industry. For McQaugge, the award belongs to every staff and leaders at the insurance company who has been involved in transforming the company. He further noted that the firm would not be slowing down in its commitment to improving itself and providing its clients with affordable healthcare solutions. He is pleased with the company’s ability to satisfy its customers’ needs with its innovative packages.

USHEALTH Group is a Texas-based insurance holding company. This corporation provides its health coverage services to small business owners and self-employed individuals. In addition to its innovative packages, the company provides high-quality customer services. Over the last decades, focus has shifted on addressing consumer demands. The company markets its services through its employees and a network of agents.

One Planet Awards was founded to reward business and professional excellence. The award transcends all geographical divisions and is based strictly on the performance of a company or an individual in its field. The awards are available in sections such as new products and services, teams, executives, marketing, public relations, and corporate communications.

About Troy McQuagge

Troy McQuagge is an experienced Insurance and Sales professional. He has been in the industry for over 30 years. The executive has worked in some of the most competitive environments. His love for coming up with viable solutions to different challenges have seen him manage start-ups, turnarounds, and high-growth companies.

Between 1996 and 2008, Troy worked for HealthMarket as the president of Agency Marketing Group (AMG). In addition, he was the recipient of the 2016 Gold Award-Most Innovative CEO of the Year. McQuagge is also associated with various charity organizations such as Semper Fi Fund, HopeKids Dallas, and Crisis Nursery Phoenix.

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A Behind The Scenes Look At Keith Mann

There is always much more to a man than meets the eye. Every man has his own story. What drives a man is always interesting and usually has a lot to do with the level of professional or personal success achieved by that man. The same can be said for Keith Mann. A businessman who has achieved a great deal in his professional career, Keith Mann has a story. He has many aspects to his life. Recently Keith Mann took the time to share a few moments for an interview that provides a glimpse behind the scenes at Keith Mann.

During the interview, Keith Mann shed light on why his company name is Dynamics Search Partners. He went into detail describing a typical day in his professional life. He discussed how he goes about thinking of new ideas and the newest trends in the investment industry. The answers to these questions provided insight to Keith Mann the person. Other questions during the interview uncovered aspects of Keith Mann that demonstrate where some of his business savvy originates from that he uses on a daily basis.

Some of the additional questions revolved around habits that make Keith Mann more productive, the worst job that he ever had in his life, a strategy that has helped him to grow his business, the one thing that he would do over, and the people that have influence him the most. The answers to these questions were varied and surprising. However, some of the answers will allow people to understand Keith Mann in a new and different way.

Always considered a sharp businessman and top notch professional, Keith Mann has made a name for himself in the investment industry. From working for others to working for himself, Keith Mann has accomplished many notable things in his professional career.

Keith Mann is the CEO and founder of Dynamics Search Partners (DSP). His firm is an executive search firm that specializes in assisting companies to locate talented professionals to fill key executive positions within the companies. Keith Mann has over 15 years of experience in the executive search industry.


InnovaCare Reaching New Heights Under the Leadership of Rick Shinto and Penelope Kokkinides

InnovaCare, based in Puerto Rico is one of the leading managed healthcare service provider. It is one of the most reliable and affordable healthcare providers, being that it works through a network of providers and also allows patients to use Medicare Advantage Plans. For this reason, it has achieved enormous growth within a few years. Therefore, adding staff to increase their efficiency.

Rick Shinto serves as the president and chief executive officer of InnovaCare Health. Prior to that, he worked in the capacities of president and chief executive officer for Aveta Inc. Rick Shinto held this position for four years, from the year 2008 to the year 2012, when the company was sold off. Prior to being appointed in this executive positions, he served in the management team of this company. In total, he has over 2 decades of experience in the managed healthcare industry. Rick Shinto also has won the Ernst & Young Entrepreneur of the Year Award, in the service category.

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InnovaCare Subsidiary MMM Healthcare Acquires First+Plus Medicare Advantage Members
InnovaCare Health Announces Three Additions to Leadership

In July 2016, Rick Shinto announced three additions to the leadership of InnovaCare. Among the three new appointees is Penelope Kokkinides. Prior to employment of Penelope Kokkinides to InnovaCare executive team, in the year 2015, she had worked closely with CEO Shinto.

Penelope Kokkinides has two masters’ degrees. She took her Master’s degree, in Public health, from the Columbia University School of Public Health. She also holds a Master’s degree in social work, from the New York University. In addition to her decorated education background, she has got over 20 years’ worth of experience in the Clinical health industry.

On joining InnovaCare, Kokkinides was appointed in the position of Chief Operating Officer. With dedication and hard work, she has gone up the ranks, becoming the company’s Chief Administrative Officer. Prior to joining InnovaCare, Kokkinides was the Chief Operating Officer and the Executive Vice President to Centerlight Healthcare. Kokkinides is featured on sites such as InnovaCare, Bloomberg and Crunchbase.

About InnovaCare
InnovaCare is a leading provider for managed care services in Puerto Rico. They are contracted to extend two Medicare Advantage plans including MMM and PMC. The PMC plan has over 2000, 000 members and is served by a network of over 75,000 providers.

Recently, InnovaCare joined the Health and Human Services initiative in order to reform their payment models. They now support the Health Care Payment Learning and Action Network. The model suggests that healthcare payments be based on quality rather than quantity.

Read more about Rick Shinto on the InnovaCare site