Equities First Holdings is one of the best providers of stock-based loans in the country. The company has also worked with other major stakeholders and financial institutions to complete these transactions. As a matter of fact, the company has completed more than 2,000 transactions with companies and other high-net-worth individuals seeking alternative financial solutions from the company. For this reason, Equities First Holdings sees these transactions as a normal daily business. The company has also worked with its clients to issue more than $2 billion as loan collaterals. This makes their growth at over $40 million. The company’s Founder and Chief Executive Officer is Al Christy who is in charge of more than 50 employees of the company.
The company has specialization in the issuance of the stock-based loans to corporations and high-net-worth individuals. Equities First Holdings has set its roots as the best source of stock-based loans in the midst of this financial crisis where banks and other alternative financial institutions have tightened their lending criteria. As a matter of fact, they have also increased their interest rates to amounts that scare away most credit-based loans borrowers. This forces them to seek the best alternative to find fast working capital.
For a fact, the credit-based loans have become the next best option for those who do not qualify for the stock-based loans. There are many characteristics associated with these types of loans. As a matter of fact, they are characterized by a non-recourse feature that lets the borrower walk away from the loan without having any further obligation to the lender. For this reason, you can proceed to enjoy the proceeds of the loan. For this reason, you can walk into a loan and expect to participate in issuance of the loans. One of the best things about these loans is that they allow the user to enjoy a higher loan-to-value ratio. For the company, they engage in minimal interest rates to attract the borrowers.
There is one main difference between the stock-based loans and margin loans, for many people, they consider the two loans to be seamless. However, there are many differences between the two. As a matter of fact, the stock-based loans are better than margin loans by far. For the margin loans, you are required to state the use of the loan as a way of qualification. On the other hand, you are not required to state the loan use as a way of qualification for the stock-based loans.